Food and Financial Relief

Resources and strategies to help those experiencing hardship

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Financial hardship is something no one should have to experience alone – we want to help.

We’ve created a list of resources and links to help if you’re experiencing financial hardship.

If you would like to speak with a staff member about your financial situation, please contact the MoneyWise staff.



  • If you haven’t looked at a budget in a while, now’s the time to do so. Every Dollar is a great free app to use to get a budget together.
  • Get clarity from your income sources as to what the reality will look like over the coming weeks.
  • Cut spending to bare necessities. If you can’t pay all of your bills, Dave Ramsey recommends you spend your money on these four items first and in this order:
    • Food 
    • Utilities 
    • Shelter 
    • Transportation


    Defer Payments

    • If you’re still not able to cover all of your expenses, identify payments that can be deferred:
      • Call creditors to explain your situation. You can ask for temporary relief on your monthly payments. If you offer to still send some money, even if it’s a smaller amount than your typical payment, they might be more willing to work with you.
      • If you have federal student loans, you can forbear (interest accrues) or defer (interest doesn’t accrue on subsidized federal loans) your loan payments.
      • For student loans, use this questionnaire to understand what options are available to you.
    • If you’re paying extra on debt(s) right now and have less than one to two months’ worth of expenses in an emergency fund, it might not be a bad idea to temporarily stop extra payments and then restart them once things settle down.
    • Enroll for health insurance, if you can.
    • Use this week to get a game plan together and gather information, as there may be more changes coming.
    • Reach out to the MoneyWise team if you want to talk.
Unemployment Insurance

Small Businesses

All of Metro Atlanta



Forsyth County

Gwinnett County